Non-Fund-Based Requirement
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REQUIREMENT #12Non-Fund-Based Facility

Non-Fund-Based Requirement

Client Situation

"Client doesn't necessarily need immediate cash but needs a banking instrument."

Core Function: Provide a bank-backed financial commitment rather than direct cash funding.

💰 Mandate Range: ₹1 Cr – ₹500 Cr⏳ Tenor: 6 Months to 5 Years (Tender / Defect Liability Period)🛡️ Security: Counter-Guarantee + Cash Margin (10% - 25%) + Tangible Collateral
Tailored Product Suite

Structured Credit Facilities for this Requirement

6 operational products. Each facility is structured around your balance sheet, cash flows, and lender underwriting criteria.

Financial Architecture

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Business Working-Capital Requirement
REQ #01
Fund-Based Operating Credit

Business Working-Capital Requirement

"Money needed to run the business."

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Receivables / Cash-Flow Requirement
REQ #02
Fund-Based / Factoring

Receivables / Cash-Flow Requirement

"Sales are happening but customer payments are delayed."

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Inventory / Purchase Requirement
REQ #03
Fund-Based & Hybrid Trade Credit

Inventory / Purchase Requirement

"Money required to purchase stock, raw material or goods."

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Machinery / Capex Requirement
REQ #04
Term Debt (Fund-Based)

Machinery / Capex Requirement

"Buy machinery, plant, equipment or other fixed assets."

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Business Expansion Requirement
REQ #05
Project Debt & Growth Capital

Business Expansion Requirement

"Expand capacity, geography, plant or business operations."

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Existing Bank Limit Requirement
REQ #06
Limit Enhancement & Refinancing

Existing Bank Limit Requirement

"Existing CC/OD limit is insufficient."

7 Credit FacilitiesExplore
Property-Backed Funding Requirement
REQ #07
Secured Term Loan / Drop-Line OD

Property-Backed Funding Requirement

"Client has property and wants substantial liquidity."

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Requirement Without Collateral
REQ #08
Unsecured / Cash Flow-Based Debt

Requirement Without Collateral

"Funding needed but collateral is unavailable/insufficient."

6 Credit FacilitiesExplore
Temporary / Urgent Funding Requirement
REQ #09
Short-Term Liquidity / Bridge Finance

Temporary / Urgent Funding Requirement

"Short-term mismatch between cash inflow and cash outflow."

6 Credit FacilitiesExplore
Debt Restructuring / Existing Liability Requirement
REQ #10
Debt Consolidation & Balance Sheet Restructuring

Debt Restructuring / Existing Liability Requirement

"Existing debt is expensive, fragmented or poorly structured."

6 Credit FacilitiesExplore
Trade Finance Requirement
REQ #11
Hybrid (Fund-Based & Non-Fund-Based)

Trade Finance Requirement

"Import/export or supplier/customer trade transaction."

7 Credit FacilitiesExplore

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