Working Capital & Cash Credit
Tandon MPBF, Nayak turnover method, Cash Credit Drawing Power (DP), and inventory funding.
Available Advisory Calculators (16)
Working Capital & MPBF Assessment Calculator
What is the maximum working capital credit facility (Cash Credit / Overdraft) my company qualifies for under RBI institutional norms?
Cash Credit Drawing Power (DP) Calculator
What is my actual usable Cash Credit (CC) / Overdraft limit based on current paid stock and debtors?
Operating Cycle & Cash Conversion Cycle (CCC) Calculator
How many days of working capital funding does my company require between purchasing materials and collecting customer payments?
Tandon Committee Working Capital (Method I & II) Calculator
What is my Maximum Permissible Bank Finance (MPBF) under Tandon Committee Method II required for corporate banking CMA appraisals?
Nayak Committee Turnover Method (RBI MSME) Calculator
What is my fast-track Working Capital Cash Credit limit based on 25% of annual turnover under RBI Nayak Committee guidelines?
Drawing Power (DP) with Creditors Adjustment Calculator
What is my actual withdrawable limit from my Cash Credit account after netting unpaid trade creditors and applying bank margins?
Working Capital Gap (WCG) & Margin Money Sizing Calculator
How much total working capital funding is required to support my current operations, and how much promoter margin equity must be infused?
Inventory Holding Period & Carrying Cost Calculator
What is the true annual carrying cost of holding excess stock, and how much cash can be unlocked by optimizing inventory velocity?
Debtors / Receivables Aging & DSO Diagnostic Calculator
What is my weighted Days Sales Outstanding (DSO), how much book debt is bank-eligible, and what bad-debt provisioning is required?
Creditors Turnover & MSME 45-Day Rule Compliance Calculator
What is my financial exposure under Section 16 MSMED Act penal interest and Section 43B(h) Income Tax disallowance for overdue MSME supplier payables?
Cash Credit / Overdraft Daily Interest Calculator
What is my actual daily and monthly interest expense on my Cash Credit / Overdraft facility under commercial bank daily product methods?
Factoring vs Invoice Discounting Comparison Calculator
Which trade receivables financing option provides higher upfront liquidity at the lowest annualized cost: Factoring or Invoice Discounting?
Bill Discounting Net Realization Calculator
What is my net upfront cash realization from discounting inland usance bills of exchange with commercial banks?
Working Capital Term Debt (WCTL) Sizing Calculator
How should sticky or hardcore Cash Credit irregularity be carved out into a structured Working Capital Term Facility (WCTL) to restore financial health?
Need Underwriting & Syndication for Working Capital & Cash Credit?
Our ex-banker advisory team structures CMA data, financial projections, and bank credit presentations to secure optimal credit pricing.