Valuation & EquityVerified Model · September 2026 Guidelines

Scorecard Valuation (Bill Payne Method) Calculator

What is my startup valuation compared to regional seed funded companies using Bill Payne 7-factor comparative scorecard?

Financial Inputs

₹8,00,00,000
₹ Lakh
50 L5,000 L

Median pre-money valuation of institutional angel/seed deals in your sector and geography.

%
0 200

100% = Identical to peer median; 125% = 25% superior to average funded peer.

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0 200
%
0 200
%
0 200
%
0 200
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0 200
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Client-side instant computationLive in browser
Indicative Banking OutputRBI / CMA Framework

Adjusted Pre-Money Valuation

90200000

Relative to the ₹8 Cr regional seed median, your startup scores an aggregate factor of 1.13x (12.7% premium).

Aggregate Scorecard Multiplier

1.13x

Premium / Discount Over Median

12.7%

Key Financial Takeaways

  • Relative to the ₹8 Cr regional seed median, your startup scores an aggregate factor of 1.13x (12.7% premium).
  • Implied Pre-Money Valuation sizes to ₹9,02,00,000.
  • Founder team quality (+7.5% contribution) and product differentiation are the principal value drivers.

Frequently Asked Questions

How is the Bill Payne Scorecard Method used by Indian Angel Networks (IAN / Mumbai Angels)?

Angel networks use the Scorecard Method to compare a pitching startup directly against funded peers in the same cohort. By anchoring on the regional median (e.g. ₹6-8 Cr for Indian tech seed rounds) and applying rigorous percentage adjustments for team experience and tech IP, angels establish fair valuations.

Regulatory & Advisory Disclaimer

Calculators on this platform provide indicative mathematical estimations based on industry-standard financial appraisal models (including Tandon Committee Method II, Nayak Turnover Method, and standard compound amortisation).

They do not constitute a formal facility sanction, credit commitment, or legal advisory from SME PAISA or any partner banking/NBFC institution. Final terms, interest margins, security stipulations, and credit sanctions remain strictly subject to formal credit appraisal, audited balance sheet verification, CMA Data assessment, and risk committee approval by institutional lenders.

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