Valuation & EquityVerified Model · September 2026 Guidelines

Pre-Money vs Post-Money Valuation Calculator

What is my post-money valuation, investor equity percentage, and founder retention based on the funding amount raised?

Financial Inputs

₹8,00,00,000
₹ Lakh
1 L1,00,000 L
₹2,00,00,000
₹ Lakh
1 L1,00,000 L
Client-side instant computationLive in browser
Indicative Banking OutputRBI / CMA Framework

Post-Money Valuation

100000000

With an investment of ₹2 Cr into a ₹8 Cr Pre-Money company, the Post-Money Valuation sizes to ₹10 Cr.

Investor Equity Ownership

20%

Founder Retained Holding

80%

Key Financial Takeaways

  • With an investment of ₹2 Cr into a ₹8 Cr Pre-Money company, the Post-Money Valuation sizes to ₹10 Cr.
  • Incoming investors acquire a 20% equity ownership stake, leaving existing shareholders with 80% retaining ownership.
  • Founders dilute by exactly 20% of their pre-round holdings.

Frequently Asked Questions

Why does receiving secondary investment differ from primary investment in post-money calculations?

Primary capital goes into the company bank account, increasing total corporate cash assets and expanding the post-money valuation. Secondary transactions involve purchasing existing shares directly from founders: the money goes to the selling individual, and company post-money valuation remains unchanged.

Regulatory & Advisory Disclaimer

Calculators on this platform provide indicative mathematical estimations based on industry-standard financial appraisal models (including Tandon Committee Method II, Nayak Turnover Method, and standard compound amortisation).

They do not constitute a formal facility sanction, credit commitment, or legal advisory from SME PAISA or any partner banking/NBFC institution. Final terms, interest margins, security stipulations, and credit sanctions remain strictly subject to formal credit appraisal, audited balance sheet verification, CMA Data assessment, and risk committee approval by institutional lenders.

Institutional Syndication Desk

Need structured debt financing beyond standard bank models?

Our ex-banker team structures facilities from ₹2 Cr to ₹100 Cr+ across 50+ banking & NBFC partners, ensuring optimized pricing and covenants.

Call Advisory Team
Chat on WhatsApp

Need help? I'm here!

Ask our AI Advisor